A Clear
           Solution ......		  

 

 

Home
Roving Butler
Party In A Box
Holiday Help
House And
Property Management
Driving Services
Fully Insured
Contact

 

  

 

Public Liability Statement For A Clear Solution

Cover Start Date: 1 June 2007
Ingham Underwriting
Public Liability Cover: £2m
Products Liability Cover: £2m

This statement provides a summary of cover provided. If you would like full terms and conditions, or for any specific exclusions and conditions please refer to the policy document (On Request).

This insurance is underwritten by New India Assurance Co Ltd

  EMPLOYERS LIABILITY  
Significant features and benefits Significant and unusual exclusions or limitations Section of the policy that contains further details

Covers Legal Liability for bodily injury including death illness and disease sustained by an employee whilst they are working in connection with the business.

Including Legal Costs and Solicitors Fees.
- Radioactive Contamination
- War Risks
- Manual work and/or leisure activities in North America
- Hazardous Locations
- Terrorism
- Asbestos		 General Exceptions

Limit of Liability: £10,000,000 any one claim.
- Offshore Installations
- Motor Vehicles 		Employers Liability Exceptions
Unsatisfied Court Judgements
Employers Liability Exceptions
Indemnity to other persons
Extensions to cover
Health & Safety Defence Costs
Payment of fines or penalties
Extensions to cover
Compensation for Court Attendance Costs any director or partner £250 per day. Any employee £100 per day
Extensions to cover
  PUBLIC LIABILITY  
Significant features and benefits Significant and unusual exclusions or limitations Section of the policy that contains further details


Covers Legal Liability for bodily injury or death to any person and damage to third party property during the period of insurance in connection with the business.

Including Legal Costs and Solicitor's Fees.
- Radioactive Contamination
- War Risks
- Manual Work and/or Leisure activities in North America
- Date Change Exclusion
- Pollution
- Professional Indemnity
- Hazardous Locations
- Terrorism
- Asbestos
- Electro Magnetic Fields
- Genetically Modified Organisms
- Transmissible Spongiform Encephalopathy		 General Exceptions
 
- Employers Liability
- Damage to property in custody or control of the Insured
- Libel or slander
- Infringement of plans, copyrights, Trademarks etc
- Deliberate actions
- Products Liability
- Fines & Penalties
- Aircraft, Watercraft, drilling rigs etc
- Mechanically propelled vehicles requiring security under RTA Act
- Contractual Liability 		Public Liability Exceptions

Limit of Liability: £1,000,000 with an option to increase to £2,000,000 or £5,000,000 for most trades.
- Any one occurrence or series of occurrences consequent on one original cause

- Property damage excess £250 increasing to £500 in NI or as stated in the schedule


Public Liability Insurance Cover
Indemnity to Other Persons
Extensions to cover
Health & Safety Defence Costs
Payment of fines or penalties
Extensions to cover
Compensation for Court Attendance Costs any director or partner £250 per day. Any employee £100 per day
Extensions to cover
Defective Premises Act 1972
- Cost of repairing defects
- Damage to such premises
Public Liability Extensions
Leased and Rented Premises
Public Liability Extensions
Wrongful Arrest
Public Liability Extensions
Overseas Personal Liability
- Where indemnity is provided by any other insurance
- Ownership or use of wild animals, firearms, mechanically propelled vehicles, aircraft or water craft
- Ownership or occupation of land or buildings
- Carrying on of any trade or profession
Public Liability Extensions
Data Protection Act
Various refer policy wording for full details
Public Liability Extensions
Contingent Liability for Employees Vehicles
Public Liability Extensions
  PRODUCTS LIABILITY  
Significant features and benefits Significant and unusual exclusions or limitations Section of the policy that contains further details

Covers Legal Liability for bodily injury and death to any person and damage to third party property including Legal Costs and Solicitor's Fees. Happening anywhere in the world during the period of insurance and caused by Products sold, supplied, repaired, altered, treated, installed, serviced, tested or processed in connection with the business.
- Radioactive Contamination
- War Risks
- Manual Work and/or Leisure activities in North America
- Date Change Exclusion - Liability
- Pollution
- Professional Indemnity
- Hazardous Locations
- Terrorism
- Asbestos
- Electro Magnetic Fields
- Genetically Modified Organisms
- Transmissible Spongiform Encephalopathy		 General Exceptions
 
- Employers Liability
- Damage to property in custody or control of the Insured
- Libel or slander
- Infringement of plans, copyrights, trade marks etc
- Recall, repairing, reconditioning, replacing or testing any product
- USA/Canada products
- Aircraft, aerial devices, hovercraft, waterborne craft, marine or aviation products 		Products Liability Exceptions

Limit of Liability: £1,000,000 with an option to increase to £2,000,000 or £5,000,000 for most trades.
- In the aggregate

- Property damage excess £250 increasing to £500 in NI or as stated in the schedule


Products Liability Insurance Cover
Indemnity to Other Persons
Health & Safety Defence Costs
Payment of fines or penalties
Extensions to cover
Compensation for Court Attendance Costs any director or partner £250 per day, any employee £100 per day
Extensions to cover
Consumer Protection Act 1987 - Defence Costs
- Payment of fines or penalties
- Deliberate acts or omissions
Products Liability Extensions

 

Robert Brown
Email: info@aclearsolution.co.uk

  Tel: +44 (0) 79817 31171

  © 2007 - 2009 Robert Brown